MOOC The Time Value of Money in Life(Jinan University)1458212163 最新慕课完整章节测试答案

Assignments of Chapter 1

1、单选题：
‍Which are money forms?‎
选项：
A: Physical money
B: Metallic money and Paper money
C: Electronic money
D: All of above
答案: 【 All of above】

2、单选题：
‍Which of the following currencies is physical money？‌
选项：
A: Amber gold coins
B: the French King's Assignat
C: Shell money
D: Cloth money
答案: 【 Shell money】

3、单选题：
‏Which of the following currencies is weighed money?‍
选项：
A: Huan money
B: Silver ingot
C: Qin half
D: Yibi money
答案: 【 Silver ingot】

4、单选题：
‌The earliest banknote used in the world is‏
选项：
A: Jiaozi
B: Bavarian paper money
C: Colonial banknote
D: French King's Assignat
答案: 【 Jiaozi】

5、单选题：
​Which of the following is electronic money?‍
选项：
A: Alipay
B: WeChat wallet
C: Shopping card
D: All of above
答案: 【 All of above】

6、单选题：
‍What is money?‍
选项：
A: U.S. dollar
B: Renminbi
C: Coins and paper money
D: Whatever is generally accepted.in exchange of commodity and services or in debt
repayment
答案: 【 Whatever is generally accepted.in exchange of commodity and services or in debt
repayment】

7、单选题：
‍Which of the following is currency?‍
选项：
A: Renminbi
B: Paper money and coins
C: U.S. dollar
D: Credit card
答案: 【 Paper money and coins】

8、单选题：
​What is wealth? ‍
选项：
A: Stock
B: Money
C: The sum of all kinds of property whose value can be stored
D: Land
答案: 【 The sum of all kinds of property whose value can be stored】

9、单选题：
‌The main functions of money are‌
选项：
A: Medium of exchange
B: Unit of account
C: Store of value
D: All of above
答案: 【 All of above】

10、单选题：
‍The most liquid asset is​
选项：
A: Money
B: Stock
C: Machine and equipment
D: House
答案: 【 Money】

11、单选题：
‌In supermarket Qian Mama spent 100 yuan on daily necessities, then what function
did the Renminbi perform?‌
选项：
A: Unit of account
B: Medium of exchange
C: Store of value
D: Means of payment
答案: 【 Medium of exchange】

12、单选题：
‏At the beginning of 2016 Xiao Li had personal wealth of 500,000 yuan. In 2016 Xiao
Li spent 60,000 yuan. At the end of 2016 Xiao Li had a personal fortune of
570,000 yuan. What is Xiao Li's income in 2016?‌
选项：
A: 60000 yuan
B: 70000 yuan
C: 130000 yuan
D: None of the above
答案: 【 130000 yuan】

Assignments of Chapter 2

1、单选题：
‌Absolute and real mathematics time (      ) for itself and its essence. It doesn't depend on anything outside. What should be filled in brackets?‏
选项：
A: Flows
B: Evenly
C: Flows evenly
D: Always flows evenly
答案: 【 Always flows evenly】

2、单选题：
‎Hawking divided time into three categories and summed up three kinds of time arrow. The first time arrow is (   ①    ), which records the disorder or entropy increase in such time direction. The second time arrow is (   ②   ), which is the direction in which we feel the passage of time. In this direction, we can remember the past instead of the future. The third time arrow is (   ③   ), In this direction, the universe is expanding rather than contracting. What should be filled in these three brackets?‌
选项：
A: ① the arrow of psychological time, ② the arrow of thermodynamic time,③ the arrow of cosmological time
B: ① the arrow of thermodynamic time, ② the arrow of psychological time,③ the arrow of cosmological time
C: ① the arrow of cosmological time, ② the arrow of psychological time,③ the arrow of thermodynamic time
D: ① the arrow of thermodynamic time, ② the arrow of cosmological time,③ the arrow of psychological time
答案: 【 ① the arrow of thermodynamic time, ② the arrow of psychological time,③ the arrow of cosmological time】

3、单选题：
‎What is the generalized value?‏
选项：
A: Value is price.
B: Value is the evaluation of things.
C: Value refers to the judgement that all kinds of things are whether useful for people and what degree of their usefulness.
D: Value is what is useful to you.
答案: 【 Value refers to the judgement that all kinds of things are whether useful for people and what degree of their usefulness.】

4、单选题：
‏What is the value subject?‏
选项：
A: people with certain needs and creativity
B: people with certain needs
C: an individual or group
D: an individual
答案: 【 people with certain needs and creativity】

5、单选题：
‌What is the value object?​
选项：
A: the object that the subject needs
B: the attribute, structure and function of the thing itself
C: a necessary condition of generating value
D: all the above
答案: 【 all the above】

6、单选题：
​In economics, value theory has gone through (   ①   ), (   ②   ), (  ③   ). Among different value theories, the definitions of value are different. What should be filled in these three brackets?‏
选项：
A: ① production factor value theory, ② labor value theory, ③ marginal utility value theory and equilibrium value theory
B: ① marginal utility value theory and equilibrium value theory, ② production factor value theory, ③ labor value theory
C: ① labor value theory, ② production factor value theory, ③ marginal utility value theory and equilibrium value theory
D: ① production factor value theory, ② marginal utility value theory and equilibrium value theory, ③ labor value theory
答案: 【 ① labor value theory, ② production factor value theory, ③ marginal utility value theory and equilibrium value theory】

7、单选题：
‏Qian Duoduo ate two identical loaves of bread in succession. The degree of satisfaction Qian Duoduo got from these two loaves was‍
选项：
A: exactly the same
B: The degree of satisfaction obtained from the first bread is greater than that obtained from the second bread.
C: There is a difference.
D: The degree of satisfaction obtained from the first bread is less than that obtained from the second bread.
答案: 【 The degree of satisfaction obtained from the first bread is greater than that obtained from the second bread.】

8、单选题：
​The time value of money refers to‎
选项：
A: Time is money.
B: One yuan today is worth the same as one yuan a year from now.
C: A certain amount of money held at present has more value than the equivalent money acquired in the future.
D: The equivalent money acquired in the future has more value than a certain amount of money held at present.
答案: 【 A certain amount of money held at present has more value than the equivalent money acquired in the future.】

9、单选题：
​What is the time preference?​
选项：
A: People prefer the present consumption.
B: People prefer the future consumption.
C: Compared with the future consumption people prefer the present consumption.
D: Compared with the present consumption people prefer the future consumption.
答案: 【 Compared with the future consumption people prefer the present consumption.】

10、单选题：
​What is the uncertainty?‌
选项：
A: The uncertainty is that a kind of behavior would result in two or more than two consequences.
B: The uncertainty is that a kind of behavior would result in two or more than two consequences that people can not know exactly in advance.
C: The uncertainty is that a kind of behavior would result in two consequences.
D: The uncertainty is that a kind of behavior would result in two consequences that people can not know exactly in advance.
答案: 【 The uncertainty is that a kind of behavior would result in two or more than two consequences that people can not know exactly in advance.】

11、单选题：
​Money has a time value for several reasons:‏
选项：
A: the time preference
B: uncertainty
C: inflation
D: all the above
答案: 【 all the above】

12、单选题：
‎Where does the time value of money come from?‍
选项：
A: Fundamentally speaking, the time value of money comes from the wealth creation in physical economy.
B: The time value of money comes from investment.
C: The time value of money comes from bank.
D: The time value of money comes from borrowing money.
答案: 【 Fundamentally speaking, the time value of money comes from the wealth creation in physical economy.】

Assignments of Chapter 3

1、单选题：
‎The financial definition of the future value is‎
选项：
A: future value refers to the final value
B: future value refers to the value in future
C: future value refers to at a certain time point in future the expected value of a known amount of fund held now
D: future value (FV) refers to the investment value of a certain amount of money invested at a given interest rate over a period of time
答案: 【 future value (FV) refers to the investment value of a certain amount of money invested at a given interest rate over a period of time】

2、单选题：
‌The financial definition of the present value is‏
选项：
A: present value is the value now
B: present value is the final value
C: present value (PV) is the current value of future funds discounted at an appropriate interest rate
D: present value is the current value of future fund
答案: 【 present value (PV) is the current value of future funds discounted at an appropriate interest rate】

3、单选题：
‏If the interest rate is zero, the future value of a sum of money invested today is always‌
选项：
A: No matter how long it takes, it stays the same
B: It increases with time
C: It decreases with time
D: It stays the same or increases with time
答案: 【 No matter how long it takes, it stays the same】

4、单选题：
‏Assuming the interest rate is greater than zero, in the case of a shrinking term, the present value of a sum of money in future is​